Last Updated: March 27, 2024
Welcome to Technophile Heart! This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website. We are committed to protecting your privacy and ensuring the security of your personal data. By accessing or using our website, you agree to the terms outlined in this policy.
This Privacy Policy elucidates the information and Personal Data we collect, the reasons behind its collection, how we utilize and disclose it, and our measures to protect Personal Data in accordance with the Data Privacy Act of 2012. Please ensure to peruse this entire Privacy Policy before utilizing our Services. By using, accessing, or interacting with our Services, you agree to our Terms and Conditions and consent to the practices delineated in this Privacy Policy concerning the collection, usage, and disclosure of your information.
In this Privacy Policy, "Personal Data" refers to any data pertaining directly or indirectly to a living individual capable of identifying that individual.
Information We Collect
We collect information about you through various means, including when you provide it to us directly, when automatic technologies gather data, and when third-party sources share information with us.
Information You Provide:
When you subscribe to updates, we may ask for your email address.
Requesting quotes for products may require information like your age and income.
Redeeming rewards may entail providing your name, email address, product details, and application information.
Contacting us by phone may involve providing your name, email address, or phone number.
Applying for products or services through our application forms may require details such as contact information, identification, and financial information.
Adding a family member to your application may necessitate collecting their name and date of birth.
Personal Data We May Ask For:
- Name, address, email address, telephone number
- Date of birth, age, gender, nationality
- Messages sent through our "contact us" form
- Savings goals, residency status, income details
- Details of products you're interested in, such as loan amounts
- Passport number, national identity number, or other identification details
- Education history, employment status, employer details
- Financial information, including payment method details
- Information related to any of the above
Automatic Collection of Computer Data
We may automatically collect data about how you access and interact with our services. This includes information like device attributes, locations, connection details, website pages viewed, time spent on our services, links clicked, and transactions made. We use cookies to provide personalized experiences, study browsing habits, and gather information about our users' preferences.
Information Provided by Third-Party Sources
We may receive information about you from third-party sources, including credit score providers or business associates. This information may be used for various purposes, such as credit investigations, analytics, or personalizing your experience on our services.
Accuracy and Retention of Personal Data
You are responsible for ensuring the accuracy of the personal data you provide. We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by law.
Use of Your Information
We use the information collected for various purposes, including answering queries, providing quotes, analyzing customer behavior, diagnosing technical issues, preventing fraud, and complying with legal obligations.
Disclosure of Your Information
We may disclose your information to related companies, business partners, service providers, and legal authorities as required by law or to protect our interests. Personal data may be transferred outside the Philippines, but we ensure appropriate security measures are in place.
Direct Marketing
With your consent, we may use your personal data to send you marketing communications related to our services or products offered by our partners. You can opt-out of direct marketing at any time.
Third-Party Providers
If you enter into contracts with third parties through our services, your data will be transferred to and controlled by those third parties. We are not responsible for how third-party providers use your personal data.
Data Security
We are committed to safeguarding your privacy and employ security measures to protect your personal data. However, no method of transmission over the internet is 100% secure.
Consent
This Privacy Policy supplements any previous consents you've provided regarding your personal data. By using our services, you consent to the use and disclosure of your information as outlined in this policy.
Use by Minors
Our services are not directed at individuals under the age of eighteen (18).
Your Rights
You have the right to access, correct, or opt-out of direct marketing communications. For inquiries or complaints regarding your personal data, please contact us.
Changes to this Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services or applicable law. Your continued use of our services constitutes acceptance of any revisions to this policy.
For any questions or concerns regarding this Privacy Policy, please contact us at:
Email: contact@technophileheart.com