Date of Last Revision: March 27, 2024
We provide our services to you through our website located at www.technophileheart.com (or any subsequent URL which may replace it) (the "Website") and through our online content, software, and services, whether accessed on the Website or through third-party websites, mobile sites, and/or applications (collectively, such services, including any new features and applications, and the Website, the "Services"), subject to the following Terms and Conditions:
1. General
The access and use of this website are subject to the following Terms and Conditions and our Privacy Policy and any additional terms applicable to our services that may be posted on or in connection with the Services from time to time, all of which are incorporated by reference herein. By using the Services, you agree to act according to these Terms and Conditions and our Privacy Policy and any such additional terms. If you do not conform to these or any future Terms and Conditions or our Privacy Policy, you are not allowed to access and use the Services, and you should stop such access and/or use now. If you violate any of the terms mentioned herein, your right to access and use the Services shall be terminated immediately.
We work constantly to improve our services and develop new features. As a result, we reserve the right to make changes to these Terms of Use from time to time without providing any prior notification. The amended Terms of Use are effective from the date they are announced on this website. You should regularly visit this page to review the current Terms and Conditions so you are aware of any revisions that will apply to you. If we make any revisions, we will post them on this page and will indicate at the top of this page the date these Terms and Conditions were last revised. The amended Terms and Conditions will be effective from the date they are posted on the Services. Your continued use of the Services after any updated Terms and Conditions are in effect will constitute your acceptance of the new Terms and Conditions. We reserve the right to suspend, limit, or terminate your use and access to the Services and/or to cancel your account at any time without further notice and for any reason whatsoever.
2. Our Service
Technophile Heart offers an independent online service that allows you to access articles, guides, and resources related to savings, budgeting, and finances. Our service is intended for informational purposes only and should not be considered financial advice. We do not charge for our service and may earn revenue through advertisements and affiliate partnerships.
Please note that the information provided on our Services should be used for reference only, and we do not endorse or recommend any specific financial products or services. It is your responsibility to conduct research, seek professional advice, and ensure the suitability of any products or services mentioned on our platform.
We aim to provide uninterrupted access to the Services, but we cannot guarantee continuous availability. We reserve the right to suspend, limit, or terminate your access to the Services at any time and without notice. We also reserve the right to modify or remove any content displayed on the Services without notice.
3. Intellectual Property Rights
You agree and acknowledge that the Services may contain or display data, content, images, material, or information ("Content") that is protected by copyright, trademark, patent, trade secret, or other proprietary rights and laws and is our property and/or the property of our third-party licensors. You may use the Content for personal, non-commercial purposes only, provided you comply with our Terms and Conditions.
All intellectual property rights in and to the Services (including data, Content, material, or information displayed on it) are owned by us or our licensors, and such rights are reserved. You may not use, copy, modify, publish, transmit, sell, reproduce, or distribute any Content without our express written consent.
4. Permitted Use
You are permitted to access and use the Services for personal, non-commercial purposes only. You agree not to use the Services in any unlawful, fraudulent, improper, unauthorized, harassing, discriminatory, abusive, or objectionable manner, as determined by us. You also agree not to interfere with the operation of the Services or infringe upon our intellectual property rights.
You acknowledge that we may establish general practices and limits concerning the use of the Services and that we have no responsibility or liability for the deletion or failure to store any data or other content maintained by or uploaded to the Services.
5. Your Responsibilities
You are responsible for ensuring that any data, content, material, or information you submit or provide to us via the Services ("User Content") is free from viruses, spyware, and other harmful elements. You agree to provide accurate and complete information when using our Services and to comply with our Privacy Policy.
You agree that you will not submit User Content that violates any privacy rights, intellectual property rights, or other rights of any third party. You further agree to comply with all applicable laws, statutes, and regulations when using our Services.
6. Exclusions of Liability
We make efforts to ensure that the information and material on the website are accurate, but we do not warrant the accuracy, reliability, or timeliness of any information or material contained on the Services. We are not liable for any loss or damage resulting from your use of the Services or reliance on any information or material contained therein.
We do not endorse any material or information submitted by third parties on the website, and we are not responsible for any inaccuracies or errors in such material or information. We do not guarantee uninterrupted or error-free access to the Services and are not liable for any interruptions or defects in the Services.
We are not liable for any indirect or consequential losses or damages suffered or incurred by you in connection with your use of the Services. Our liability is limited to the extent permitted by law, and we are not liable for any loss or harm resulting from your use of third-party products or services mentioned on the Services.
7. Jurisdiction
These Terms and Conditions are governed by the laws of [Philippines], and you agree to submit to the exclusive jurisdiction of the courts of [Philippines] in the event of any dispute arising from or in connection with these Terms and Conditions.
8. Complaint Procedure
If you have any complaints about our Services, please contact us at [contact@technophileheart.com]. We aim to address all complaints promptly and efficiently. Please note that we cannot address complaints related to third-party products or services, and you should contact the relevant provider directly.
Thank you for using Technophile Heart. We strive to provide valuable resources and information to help you navigate your financial journey. If you have any questions or concerns about our Terms and Conditions, please contact us at [contact@technophileheart.com]